1. Virtual Piggy Banks
The world of money bills has been turned a virtual of bank accounts.Virtual bank Owners have gone into early retirement using your loose change.For instance,Bank of America will always keep change for you when you use their virtaul account.eg if a cup of coffee cost $7.25,they will round it up to $8 hence fleecing you a cool $0.75.Avoid virtual shopping bank accounts to save your money.
2. Education Matching Accounts
If you are a parent,then its time you consider saving for your child through ''Upromise Bank Accounts''.Retailers like McDonald's, eBay, Barnes & Noble, JC Penney and Office Depot run royalty programs and the more you buy from the the more the buildup in your childs bank account.This can help you in payment of children education fees
3. Be Smart With Your Car
Downgrading your car engine can help you save on . Check with a mechanic to see if you can downgrade; the savings of 10-20 cents per gallon can easily add up to $100 or more for the year.
Other ways to save your money on cars is by properly inflating your tyres to prevent unwarranted accidents and to save on gas mileage,replace your air filter which ruins fuel efficiency,dont drive agressively and check your gas cap--most vehicles have their gas cap damaged hence loose gas to evaporation
4. Use Less Juice
Reduce your electricity bills by replacing your existing bulbs with energy-saving compact florescent bulbs, you can save a surprising amount of money in the long
5. Give To Charity
Get a tax deduction by donating to registered charity organization.by doing this IRS can consider reducing your taxes hence helping you to save
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